About Us

Serving Central Texas since 1935

Are you a resident of Bosque, Coryell, Falls, Hill, Limestone, McLennan, Milam, or Robertson County? If so, you’re eligible to become a member-owner of Members Choice Credit Union!

Our Story

Members Choice Credit Union began in 1935 when nine employees from the Waco VA Hospital pooled $5 each to create a financial cooperative. Today, we proudly serve over 22,000 members across eight Central Texas counties and manage more than $175 million in deposits.

Our Journey Together

We’re more than a financial institution; we’re your neighbor, guide, and trusted partner who is committed to providing you and your family with the knowledge, resources, and services to build a financial future you can count on.

We understand that managing finances can be challenging, and we’re here to help you navigate it with confidence. We focus on offering competitive loan rates, strong returns on savings, and minimal fees, because we believe financial services should be affordable and convenient.

At Members Choice, we recognize that each member’s needs are distinct. We’re continuously working to enhance our products and services to ensure they meet your evolving needs and support your financial well-being. Your financial success is our priority.

Welcome to the Members Choice Credit Union Family

Our Mission

To enhance the quality of life and economic well-being of our members.

Our Vision

To be our community’s primary financial institution.

The Members Choice Difference

Owned By You, For You
Members Choice is collectively owned by every member with an account, which means you’re not just a customer, but an owner.

People Over Profits
Unlike banks, we’re not driven by stockholders—we’re driven by you. As a member-owned credit union we exist to serve our members, not to make a profit.

Shared Success
Your deposits represent your shares of ownership in Members Choice. Whether it’s your CD, checking, or savings account, each is a share account—making you a member-owner and an essential part of our community.

Excellent Customer Service
Year after year, surveys show credit unions like us beat banks when it comes to customer service. We’re proud to be a part of this community and are committed to providing the kind of friendly, helpful service you deserve.

Locally Invested, Community Focused
We are your neighbors – living, working, worshiping, and attending school right here in Central Texas. We support our members’ communities by investing in local causes, volunteering our time, sponsoring organizations, and serving as a responsible corporate citizen.

Our Routing Number (ABA) is 311990058