Checking Accounts

Members Choice offers six different checking accounts to meet your specific needs.

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Checking Account Features

All Members Choice checking accounts include these benefits:

  • Free MasterCard debit card (subject to approval)
  • Free online banking with bill pay, remote deposits, eAlerts, eStatements, and more
  • Free mobile app
  • ATM access both local and worldwide
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Value Checking Account

The Value Checking Account is perfect for members seeking a straightforward banking option. With no minimum balance requirements or monthly fees, it’s perfect for anyone seeking a simple and affordable checking solution. Start with just a $25 deposit and enjoy the convenience of unlimited withdrawals, making it easy to manage your daily finances.

Regular Checking Account

A flexible checking account that is ideal for everyday banking. Our regular checking account is designed for those who want convenient access to their funds and flexible spending options. With a low $25 minimum initial deposit, it’s easy to get started and manage your day-to-day finances.

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Opportunity Checking Account

Available for members 55 and older, the Opportunity Checking Account offers exclusive benefits such as complimentary checks and a free 3” X 5” safe deposit box for added security. And with a minimal $25 initial deposit, this account makes it easy to access these valuable perks and manage your finances with ease.

Priority Plus Checking Account

The Priority Plus Checking Account is exclusively available to members with a Priority Plus Share Account. Perfect for members aged 55 years and older and carry a balance of at least $10,000, this account provides a comprehensive and premium banking experience with all the perks of the Opportunity Checking Account plus additional features.

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Money Market Checking Account

The Money Market Checking Account offers a smart way to grow your savings while maintaining easy access to your funds. Perfect for members who want to maximize their savings potential, the Money Market Checking Account requires a $1,000 minimum starting balance and offers a tiered, higher yield to reward you with better returns on your balance.

CURRENT RATES

JAMMS (Junior Money Management Society) Checking Account

The JAMMS (Junior Money Management Society) Checking Account is the perfect starting point for members between the ages of 13 and 17 to build their financial futures. Designed with teens in mind, it features no monthly service fees and unlimited withdrawals, giving them the freedom to manage their money. And with a low $25 minimum balance, it’s an accessible way to learn about budgeting, saving, and responsible spending.

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How do I open a Checking Account?

Enjoy the benefits of a Members Choice checking account in just a few simple steps.
Click below and start enjoying hassle-free banking today!

More Than Banking, It’s Belonging

Your financial well-being is our priority, and as your trusted guide, we’re committed to ensuring you have the knowledge to make smart money moves. We focus on providing practical financial education that you can apply to your everyday life. Whether it’s budgeting, saving, or managing debt, we’ll help you navigate your situation with confidence so you can achieve your financial goals.

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