Why open a Share Account?
Join a community you can count on and take the next step toward financial empowerment with a share account at Members Choice. As a member-owner, you’ll enjoy the security of federally insured deposits (up to $250,000) and the convenience of user-friendly accounts designed to help you reach your financial goals.
Regular Share Account
Your Regular Share Account makes you a member-owner of the credit union and gives you access to all our products and services.
- Required to be a member
- Open with a $5 deposit
- Monthly dividends on qualifying accounts
- Free Online Banking, Remote Deposit, eAlerts, eStatements, and more
- Convenient access at ATMs worldwide
Priority Plus Share Account
If you meet the qualifications for the Priority Plus Share Account, it will serve as your Regular Share Account, making you a member-owner of the credit union and giving you access to all our products and services.
- Open with a minimum $5 deposit (aggregate Share balance must be $10,000 or more)
- Monthly dividends on qualifying accounts
- Free Online Banking, Remote Deposit, eAlerts, eStatements, and more
- Free 3″ x 5″ safe deposit box1
- Free credit union checks, cashier checks, and money orders
- Free notary service, copy service, and fax service
- Free coin counting
- Convenient access at ATMs worldwide
- No transfer fees or excessive withdrawal fees
SCRATCH Club Share Account
Start your kids on the right financial path with our SCRATCH Club ACCOUNT! Designed for children 12 and under, SCRATCH (Smart, Confident, Ready, and Trained Cash Hound) teaches valuable money skills and with only a $5 minimum deposit, they’ll become member-owners, earn monthly dividends on qualifying deposits, and collect SCRATCH Bucks for cool prizes!
JAMMS Share Account
Kickstart your kid’s financial journey with our JAMMS (Junior Money Management Society) Share Account. Designed for teens 13-17, they become member-owners with a $5 deposit, earn dividends, and learn money management with an ATM card and free digital banking tools.
Special Share Account
Do you need more than one savings account? Open a Special Share Account today!
- Open with a $5 deposit
- Monthly dividends on qualifying accounts
- Free Online Banking, Remote Deposit, eAlerts, eStatements, and more
- Convenient access at ATMs worldwide
IRA Share Account
We offer three different options for your Individual Retirement Accounts (IRAs): traditional, Roth, and Coverdell Educational IRAs. IRAs are an ideal way to save for retirement or to pay for a higher education and get tax advantages. Consult your tax advisor for tax implications.
- Open with a $5 deposit
- Monthly dividends on qualifying accounts
- Free Online Banking, eAlerts, eStatements, and more
Term Share Certificate
Term Share Certificates are a great way to lock in a high return while you save for the future.
- Available in terms from 6 months to 4 years
- Fixed rates throughout the term
- Regular, Priority Plus2 and IRA term share certificates are available
1 – Rental price of the 3″ x 5″ safe deposit box may be applied to a larger safe deposit box.
2 – Priority Plus Share Account is required.
Ready to become a member-owner?
Opening a share account is simple and rewarding. Click below to begin your application and join our community today!”
More Than Banking, It’s Belonging
Your financial well-being is our priority, and as your trusted guide, we’re committed to ensuring you have the knowledge to make smart money moves. We focus on providing practical financial education that you can apply to your everyday life. Whether it’s budgeting, saving, or managing debt, we’ll help you navigate your situation with confidence so you can achieve your financial goals.
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