Use your Share or Term Share Certificate as collateral for a loan and enjoy one of the lowest loan rates we offer. Your Share or Term Share Certificate used to secure this loan will continue earning dividends. Essentially, you’re borrowing against your own money, which is why these loans have such low rates.
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- Shares or Term Share Certificates can be used as collateral
- You may borrow up to 100% of your account balance
- As you pay down your loan principal, your secured funds are released
- Loan rates are 2.5% above the dividend rate of the Share or Term Share Certificate used for collateral
- We offer flexible repayment terms
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