Loans
For Your Next Step or Whatever’s Next
Products for Every Financial Need
Auto Loans
Ready for a new ride? Members Choice Credit Union makes financing simple and affordable with competitive rates and flexible terms. Whether it’s your first car or an upgrade, our team is here to help you find the right loan and hit the road with peace of mind.
Personal & Line of Credit Loans
The cash you need for whatever life throws your way. Home renovations, debt consolidation, car repairs, appliances, a wedding or even for emergencies. We offer two options, both with great rates.
Boat, RV, Motorcycle & More Loans
Out on the open water or the open road? We’ve got you covered with new and used boat, RV and motorcycle loans.
Shopping for something else? We’ve got you covered for that, too!
Mortgage Loans
When it comes to buying a home or refinancing your existing mortgage, Members Choice is here to help you each step of the way from financing to closing. That’s the Members Choice Mortgage difference!
Home Equity Loans
Tap into your home’s value with a Home Equity Loan from Members Choice—perfect for renovations, debt consolidation, or major expenses. Get the support you need from start to finish. That’s the Members Choice difference!
Share & Term Share Certificate Secured Loans
Borrow against your own savings while keeping your money growing. With Share or Term Share Secured Loans from Members Choice, you’ll enjoy low rates while your funds continue earning dividends. It’s a smart, flexible way to borrow.
Explore Our Loans
- From personal loans and auto loans to mortgages and home equity loans, we offer a diverse range of loan options designed to fit your lifestyle and goals.
- Competitive rates that help you save more and achieve your financial goals faster.
- Our staff takes the time to understand your unique financial situation and goals, working closely with you to craft a loan solution that fits your needs.
More Than Banking, It’s Belonging
Your financial well-being is our priority, and as your trusted guide, we’re committed to ensuring you have the knowledge to make smart money moves. We focus on providing practical financial education that you can apply to your everyday life. Whether it’s budgeting, saving, or managing debt, we’ll help you navigate your situation with confidence so you can achieve your financial goals.
Build a Budget that Works for You
Life throws a lot at you — trips to the grocery store, soaring gas prices, and those unexpected car repairs. If this sounds familiar, you’re not alone. Nearly 65% of Americans don’t…
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Frequently Asked Questions
How do I open an account?
Visit one of our three locations in person or find the account for you on our Accounts page.
What types of accounts does Members Choice offer?
Members’ Choice has a wide variety of accounts for our members to include savings, special savings, checking, money market accounts, IRA accounts and certificates of deposit.
What types of loans do you offer?
We offer auto loans, personal loans, boat loans, RV loans, motorcycle loans, mortgage loans, home equity loans, and so much more!