Debit and ATM Cards

With a free, chip-enhanced MasterCard Debit Card from Members Choice, you’ll have a convenient, quick and easy way to use your checking account for purchases or to withdraw cash at thousands of ATMs worldwide. A checking account is required.

• • • Use it free for purchases, as often as you like
    • 24-hour fraud monitoring
    • Fraud alerts
    • Accepted wherever you see the MasterCard logo
    • Make purchases in person or online
    • If PIN is used, funds are immediately withdrawn from account
    • If PIN is not used, funds will be placed on hold and the transaction will post when the merchant sends it through
    • Pending transactions can be viewed in online banking and on our mobile app
    • Use surcharge-free at Members Choice ATMs
    • ATM withdrawals can be made from either share savings accounts or checking accounts
    • Purchases are made from checking accounts only
    • No annual fee
    • No interest charges
    • No transaction fee for point-of-sale purchases
    • Subject to approval

ATM Cards are perfect for when there is no checking account or when a debit card is not approved.

• • • Use surcharge-free at Members Choice ATMs
    • All transactions require a PIN
    • ATM withdrawals can be made from either share savings or checking accounts
    • Purchases are made from checking accounts. If no checking account is available, purchases are made from the share savings account.
    • 24-hour fraud monitoring
    • Fraud alerts
    • Monthly fee assessed