Youth Accounts

SCRATCH Club Share Account

♦  SMART  ♦  CONFIDENT  ♦  READY  ♦  AND  ♦  TRAINED  ♦  CASH  ♦  HOUND  ♦

Those 12 years of age or younger can be member-owners too by opening a Scratch Club Account! 

• Open with a $5 deposit
• Monthly dividends on qualifying accounts
• Earn SCRATCH Bucks for deposits of $5 or more
• Use SCRATCH Bucks for tail-wagging prizes
• Receive a SCRATCH Club account card
• Requires parent/grandparent/guardian as a joint owner

Current rates

SCRATCH Club

JAMMS Share Account

♦  JUNIOR  ♦  MONEY  ♦  MANAGEMENT  ♦  SOCIETY  ♦

Are you 13 to 17 years of age?  You can be a member-owner by opening a JAMMS Share Account!

• Open with a $5 deposit
• Monthly dividends on qualifying accounts
• ATM Card
• Free Online Banking with Bill Pay, Remote Deposit, eAlerts, eStatements, and more

Current rates

JAMMS Checking Account

• JAMMS Share Account required
• $25 minimum initial deposit to open
• Free Online Banking with Bill Pay, Remote Deposit, eAlerts, eStatements, and more 
• Free Mobile App
• Overdraft Protection Options (Line of Credit subject to approval)
• ATM access both local and worldwide
• No monthly service fees
• Unlimited withdrawals

JAMMS Loans

• JAMMS Share Account required
• Parent or guardian required as a joint borrower

Current rates