Learning Center

Specialized Programs Members Choice offers specialized programs designed to support members facing financial challenges, such as falling behind on payments, being denied loans due to credit issues, or consistently living in an overdraft status. These programs focus on education, financial counseling, and practical tools to help members regain control of their finances.

MyBalance so you can take control of your money. By creating a spending plan, you’ll break the debt cycle and use your money for what’s most important to you – retirement, a dream vacation, a down payment for a house…Whatever your goal, a strong spending plan is the foundation for reaching it.

BalanceTrack is a personal finance education program brought to you by Members Choice. These education modules will guide you through the core aspects of personal financial management. By completing these courses, you are moving toward financial success and well being.

Balance is a financial fitness program that makes it easy for our members to stay on top of their current financial situations. One of the most popular features of Balance is the credit report review. Good credit is important – Balance and Members Choice can help.

Free Financial Counseling Members Choice has partnered with BALANCE to give you access to certified financial coaches that can assist you in taking control of your financial health. BALANCE coaches are available to answer questions, review your credit report, assist with pre purchase education, and offer guidance to allow you to overcome financial difficulties. All of which are absolutely free.

Free Monthly Webinars Live webinar series will help increase your knowledge on a variety of financial topics. Learn the basics of financial planning and create a future of security, and opportunity with a new topic each month. Enjoy!

Fraud!org The mission of the National Fraud Information Center is to give consumers the information they need to avoid becoming victims of telemarketing and internet fraud, and helping them get their complaints to law enforcement agencies quickly and easily.

MyCreditUnion.Gov shows you how credit unions can help you get where you want to go, from getting favorable interest rates on your next purchase to saving for the future.

The Mint believes that “financial security for tomorrow begins today”. This site has good information for all ages, including activities that can get families started on the road to financial awareness and financial security.

Children’s Online Privacy is an important concern. The Children’s Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how much information is used. The Federal Government has created a website aimed at educating both parents and children about the dangers of the internet and how to browse safely. The FTC website regarding COPPA may be accessed by clicking here.

AnnualCreditReport.com is where you can get your free credit report under Federal law. Beware of the other “free credit report” offers; this link is to the real deal. Beware of imitators!

Twitter Members Choice tweets for members that want info on savings, updates on services and other financial security tips; no ads, only good information.

OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.

MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education.

Fighting Back Against Identity Theft is the Federal Trade Commission’s one-stop web page to learn about the crime of identity theft.

USA.gov says that the best way to fight internet fraud is to learn how to avoid becoming a victim. However, if you become a victim, there is help available. This site contains a list of official government web resources to help you report and learn about internet fraud.

The Council for Economic Education offers many programs promoting economic literacy in the United States and across the globe. All of the Council for Economic Education’s programs fall into three core areas, EconomicsAmerica®, EconomicsInternational®, and EconomicsExchange®.