Mortgage Rates
| Term of Loan | APR As Low As* |
|---|---|
| Up to 10 years | 4.90% |
| 11 to 22 years | 5.00% |
| 23 to 30 years | 5.50% |
*APR-Annual Percentage Rate.
Rates subject to change without notice.
Mortgage rates effective February 2, 2026.
Rates offered are fixed rates based on credit history & approval.
New or a refinance, we’re here for your family.
Whether you’re looking for a new home or want to refinance an existing mortgage, at Members Choice Federal Credit Union we promise to give you honest answers to your questions in addition to low rates and minimal closing costs.
Please call 254-741-4107 to speak with our Mortgage Specialists. We promise no pressure, just answers to all of your questions.